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Home Balfe's Bikes

Balfe's Bikes

Flexible finance options

We have a package of flexible finance options available depending on the value of items selected. You can view these options on the product details page of eligible items and in checkout.

How do I apply for V12 finance?

Build your basket to a value over £250 (minimum finance amount)

Choose 'Pay by Finance' during the checkout process

Complete our fully secure finance form in the checkout and click submit

V12 will provide you with a decision in seconds

If you are approved, and confirm it, your order will be submitted to us - usually within 90 minutes, but this can take up to 24 hours

Once we have this confirmation from V12, we start processing your order and send your acknowledgement.

Who can apply for finance?

You will need to:

Applicant -

  • Is 18 or older
  • Is in permanent paid employment, self-employed, homemaker, retired and receiving a pension, working student in parttime work or in receipt of a disability benefit
  • Has been a resident in the UK for at least 3 years
  • Has a debit or credit card in their name, which is registered to their address, to pay the deposit where applicable
  • Has a Bank or Building Society current account available – this is required to complete the direct debit instruction
  • Has an email address to receive the important information throughout the application process, including their signed credit agreement

Company information:

Balfe's Bikes Limited is registered in England and Wales, company number 07584071. Registered office Unit 2 Camino Park, James Watt Way, Crawley, West Sussex, England, RH10 9TZ.

Balfe's Bikes acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Balfe's Bikes Ltd is authorised and regulated by the Financial Conduct Authority, registration number 921647. All credit provided is subject to age and status. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.